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Insurance Starts With Understanding

Your Business

Different businesses face different risks. A contractor doesn't need exactly the same protection as a restaurant, an auto repair shop or a consulting company.

  • Contractors & Construction
    Coverage for liability, employees, vehicles, tools and other business risks.
  • Restaurants & Food Businesses
    Protection for your property, customers, employees and operations.
  • Retail & Stores
    Coverage for your location, inventory, customers and business operations.
  • Auto Repair & Automotive Businesses
    Coverage designed around vehicles, customers, employees and garage-related risks.
  • Professional & Office Businesses
    Liability and professional coverage for consultants, agencies and other service businesses.
  • Transportation & Delivery
    Commercial Auto, liability and employee/contractor-related coverage.
  • Other Businesses
    Tell us what you do. We'll help you explore available coverage.

What Can Business Insurance Protect?

One Business Can Face Many Different Risks

  • A Customer Gets Hurt
    A customer slips and falls at your business.
  • Your Property Is Damaged
    Fire, theft or another covered event damages equipment or inventory.
  • An Employee Is Injured
    An employee gets hurt while working.
  • A Business Vehicle Is in an Accident
    A company vehicle causes an accident.
  • A Client Claims You Made a Professional Mistake
    A customer alleges your services caused a financial loss.
  • Your Business Faces a Lawsuit
    Legal defense alone can create significant costs.
That's why business insurance isn't one policy.
The coverage you need depends on what your business does and the risks it faces.
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Common Types of Business Insurance

  • General Liability
    Helps protect your business against certain third-party claims involving bodily injury, property damage and personal or advertising injury.
  • Commercial Property
    Protection for your property, customers, employees and operations.
  • Business Owners Policy (BOP)
    Combines common business coverages such as General Liability and Commercial Property into one policy for eligible businesses.
  • Workers’ Compensation
    Provides benefits for employees who experience covered work-related injuries or illnesses.
  • Commercial Auto
    Coverage for vehicles owned or used by a business.
  • Professional Liability / E&O
    Helps protect professionals against certain claims involving errors, negligence or failure to perform professional services.
Don't know what exactly you need?
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